Affordable Group Health Insurance California Medical Group Made Easy

At Holistic Employee Benefits, we understand that every business has different needs when it comes to offering health benefits. Whether you're trying to control costs, improve employee satisfaction, meet ACA requirements, or simply compete with larger companies for top talent, we’re here to help you design a group health program that works.

We specialize in offering affordable group health insurance options, including flexible and innovative solutions like CaliforniaChoice, Nonstop Health, and ICHRA (Individual Coverage Health Reimbursement Arrangements).

CaliforniaChoice is a unique health insurance exchange built for small and midsize businesses in California. Instead of picking just one carrier or one plan for your whole company. 

CaliforniaChoice allows you to offer multiple insurance carriers and plans under one group program.

• Your employees choose the plan and carrier that fits their needs and family budget.
   
• You control your costs by choosing a fixed contribution amount.
   
• It simplifies administration with one bill, one point of contact, and one streamlined process.
   

This “one-stop shop model gives your employees freedom and flexibility,

while you enjoy cost control and predictable budgeting.

If you're offering or considering high-deductible health plans (HDHPs) to reduce premium

costs, you know the trade-off: employees pay more out of pocket. That’s where Nonstop Health comes in.

Nonstop Health provides a first-dollar coverage model, allowing employers to offer

low or no-deductible plans for employees while reducing overall healthcare spend.

• Nonstop Health wraps around a high-deductible plan with an employer-funded medical expense reimbursement program.
   
• Employees get the care they need without delaying treatment due to cost concerns.
   
• Employers benefit from reduced premiums, improved employee satisfaction, and fewer claims.
   

It’s a win-win solution that supports employee health while protecting your bottom line.

ICHRA stands for Individual Coverage Health Reimbursement Arrangement—a modern solution that gives both employers and employees more control.

With an ICHRA:

• You set a monthly tax-free reimbursement amount for employees.
   
• Employees purchase individual health insurance that fits their needs.
   
• Employees get to choose from a broader market of plans, while employers avoid rate hikes tied to group insurance renewal cycles.
   

This flexible arrangement works well for businesses of any size, especially those with remote teams or diverse employee populations.

At Holistic Employee Benefits, we don’t believe in one-size-fits-all solutions.

Whether your goal is to:

• Offer great coverage with fixed costs,
   
• Attract and retain talent with flexible benefit options,
   
• Lower premiums while still offering strong benefits,
   
• Or simply meet ACA compliance without breaking the bank…
   

We will work with you to craft a benefits package tailored to your business objectives.

Let’s Get Started

We understand the challenges businesses face when trying to balance cost with care. With our experience and broad selection of affordable group health solutions, we’re confident we can help you build a plan that delivers value for you and your employees.

👉 Contact us today to schedule a 15-minute consultation (below) and explore your options.