Articles

Why the Cost of Medical Insurance Has Risen So High in the Last Four Years

Recent data released by Covered California for the 2025 plan year provides valuable insights into these trends. According to the 2025 Rate Release Report, Covered California’s average premium rate will increase by 9.6%, the highest in recent years, reflecting many of the underlying issues driving national healthcare costs.

Addressing the Impact of High Medical Insurance Costs on Small Businesses

Why the Cost of Medical Insurance Has Risen So High in the Last Four Years

The escalating cost of medical insurance is an ongoing challenge for small businesses, particularly those with 50-100 employees in California. The California Employer Health Benefits Almanac 2023 sheds light on some alarming trends affecting the affordability and accessibility of health benefits for workers.

The Importance of Portable Voluntary Benefits for Older Employees

Why the Cost of Medical Insurance Has Risen So High in the Last Four Years

The Importance of Portable Voluntary Benefits for Older Employees

As we age, our healthcare needs increase significantly, and unfortunately, so do the associated costs. For employees nearing retirement, it’s crucial to consider their future financial preparedness for medical expenses. One valuable low-cost approach is offering portable voluntary benefits.

Disability Insurance

Flexible Spending Accounts

The Importance of Portable Voluntary Benefits for Older Employees

Injuries and illnesses can strike at any time, leaving your employees out of work and struggling to make ends meet. Our disability insurance plans provide your employees with the financial support they need during hardship.

Life Insurance

Flexible Spending Accounts

As an employer, you want to protect your employees' families in the event of an unexpected tragedy. Our life insurance plans provide your employees with the peace of mind that their loved ones will be taken care of if something happens to them.

Flexible Spending Accounts

Help your employees save money on healthcare and dependent care expenses with our flexible spending account plans. With pre-tax contributions, your employees can save money on eligible expenses, reducing their tax liability and increasing their take-home pay.

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California Insurance Disclosure-Privacy
This website is not an offer for insurance but is intended to gauge interest in employee coverage options. All benefits are subject to California state regulations, and coverage details, eligibility, and premiums may vary. For more information, please refer to your plan documents or consult a licensed insurance professional.

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